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| National | Average Rate* | Points | APR | | 30-Year Fixed | 6.625% | 1.000 | 6.792% | | 15-Year Fixed | 5.875% | 1.050 | 6.163% | | ARM | 7.625% | 2.150 | 6.085% | | | * Conforming FNMA Loan Amount |
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